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Real-Life Decision Making

Political lobbyists are sometimes not the most popular group of people. The public tends to associate them with inside politics and big-money politics. They think that leads to the type of deals that exclude the common person from the political process.

So as an ethical political lobbyist, you must constantly be on guard against compromising your integrity.

Automobile insurance rates are set every year by the state. Lobbyists work hard to make the case for higher rates, while public interest groups fight for lower rates for consumers.

You are an insurance company lobbyist. You spend most of the first three months of the year knocking on lawmakers' doors and making your case.

One morning, an insurance executive calls and tells you that in two weeks, a charter plane will be taking insurance company officers on a weeklong vacation on St. Thomas in the Virgin Islands. He then tells you to offer free trips to six key lawmakers.

You look out the window and see snow and frozen rain falling into slushy puddles. The trip would be the perfect getaway. But you also know that making any donation worth more than $500 is against lobbying laws. And the trips certainly are.

What do you do?

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OCAP believes that financial literacy and understanding the financial aid process are critical aspects of college planning and student success. OCAP staff who work with students, parents, educators and community partners in the areas of personal finance education, state and federal financial aid, and student loan management do not provide financial, investment, legal, and/or tax advice. This website and all information provided is for general educational purposes only, and is not intended to be construed as financial, investment, legal, and/or tax advice.