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Real-Life Decision Making

In many ways, surfing is the ultimate individual sport: one athlete against nature. But many professional surfers rely on teams formed by their sponsors to keep them going in the sport. Team sponsors -- surfboard makers, clothing manufacturers and video producers -- pay entry fees and support pro surfers by paying them to practice and compete. If a team succeeds, it benefits everyone.

Let's imagine that the team on which you compete, sponsored by a surfing school and rental business, is in line to win a team regional championship at the upcoming final event of the season. You have played a major role in getting the team into this position and you know your teammates are counting on you to perform well.

However, you also aren't feeling your best. You took a bad spill in practice just a week before the championship. You also feel a bout of the flu coming -- something other surfers have dealt with all season long.

On the morning of the meet you wake up feeling terrible. You must declare by 10 a.m. whether you'll compete or let an alternate take your place on the team. You want badly to compete, both for yourself -- you have the chance to win individual awards as well -- and for your team. You are the top surfer on the team and the conditions are just right for you.

You lay back in bed and weigh your options. What will be the best thing for everyone?

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OCAP believes that financial literacy and understanding the financial aid process are critical aspects of college planning and student success. OCAP staff who work with students, parents, educators and community partners in the areas of personal finance education, state and federal financial aid, and student loan management do not provide financial, investment, legal, and/or tax advice. This website and all information provided is for general educational purposes only, and is not intended to be construed as financial, investment, legal, and/or tax advice.