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Mutual Fund Manager

Real-Life Activities

Real-Life Decision Making -- Solution

You keep the portfolio as it is.

You leave the funds where they are, confident that your research and knowledge of the market will eventually prove that you are correct. You will be going against your client's wishes, but you believe that the client will be glad once they see the healthy growth in their portfolio down the road.

But part of being a mutual fund manager is building relationships with clients. If the clients don't trust you to do what they want, why would they bring their money to you?

In a similar situation, Mike Ward chose to go with the client's wishes. "I tried to convince him that he should stay invested. We had several meetings to discuss this point. Finally he decided to put his money in cash and missed out on a pretty good rally."


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OCAP believes that financial literacy and understanding the financial aid process are critical aspects of college planning and student success. OCAP staff who work with students, parents, educators and community partners in the areas of personal finance education, state and federal financial aid, and student loan management do not provide financial, investment, legal, and/or tax advice. This website and all information provided is for general educational purposes only, and is not intended to be construed as financial, investment, legal, and/or tax advice.