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Obstetrician and Gynecologist

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Dr. Margaret Craig began her career as a nurse and midwife, which she considers one of the most beneficial things she could have done to prepare for being a physician.

Often, students think a job in a medical office teaches them enough. Craig disagrees. Medical students are sometimes too idealistic and really should experience the job before they get into medical school. Many of the students she went to medical school with had no life experience.

"I had 500 deliveries before I was admitted to medical school," she notes. "Anyone going into OB should at least have sat with a laboring woman or delivered a litter of puppies."

A delivery can make for some long shifts -- sometimes 24 hours straight. You need to work up to that kind of stamina! But while delivering a baby or performing surgery can be exhausting, Craig says the high points of the job make it all worthwhile.

Craig loves seeing toddlers she delivered in the store with their mom, or saving a woman who was having complications. The toughest times are comforting young women with cancer, or young couples whose premature baby didn't make it.

Craig is in private practice, which brings its own set of challenges. While her practice is great and she and her staff get along wonderfully, the costs of maintaining an office and paying malpractice insurance mean a lot of overhead. "I have to pay $26,000 each year to my medical liability insurance company before I can see one patient," Craig says.

Overhead is indeed a huge cost for physicians of all stripes -- not just OB/GYNs. According to Juanita Grant, a medical association researcher, high earnings don't reflect the take-home pay of physicians.

In her area, "an average GP [general practitioner] earns $144,000 and has an overhead of 42 percent. So take away almost half of that, then there are student loans and car payments and mortgages. They're probably making $50,000 or $60,000 clear by the time it's all done."

What's all the talk about money, when we're supposed to be talking about medical care? These days, the two go hand in hand. Or so it seems. But not everyone's entirely comfortable with that.

With the move toward managed care, Craig says the face of medicine is changing. "I predict more indifferent physicians and more physician burnout. Those physicians that do survive are the better businesspersons, not the better physicians or more caring physicians."

In other words, survival of the fittest in the business world doesn't produce the fittest doctors.

Dr. William Anderson is a 30-year OB/GYN veteran. He sees the high cost of malpractice insurance as one of the worst trends in medicine. The $26,000-a-year price tag on malpractice insurance is driving many would-be obstetricians into other areas of medicine or into pure gynecology. Anderson has seen his own workload in obstetrics go up as this trend continues.

Another disturbing trend Anderson has noticed is a lack of interest in working the kinds of hours you have to work to deliver babies. This isn't a profession to get into if you want early nights and late mornings -- but some people treat it that way. Anderson laments this.

"You have to be really dedicated. Today, young doctors don't want to work nights, weekends and holidays. They're more concerned about their lifestyles."

There's a move toward working OB/GYNs in shifts. So if your patient is about to deliver and it's your day off, you won't do the delivery. Anderson isn't sure he likes the system.

On a happier note, the feeling you get when you make someone well is the real reward of the profession. Anderson chose this specialty because he prefers to see young, healthy patients that he can really help. Other branches of medicine carry a heavier burden of serious illness and death.

For people thinking about entering this specialty, Anderson advises preparing for a long education and hours. Make sure you're ready for the long delivery that lies ahead.

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