Managing Your Money 101: An Introduction to the Basics of Financial Fitness

Whether you're a high school student, a college student, a parent or an adult, learning to manage money makes it easier to live a lifestyle you can afford while avoiding debt and building wealth. It's important to develop healthy money habits early. Whether it's saving for college, making a big purchase, paying off student loans or saving for retirement, you'll be faced with many financial decisions throughout your life, and several important money choices start in college. Let our friends at Oklahoma Money Matters help you make your money matter.

 

Budgeting	Credit	Managing Debt
OKMM Budgeting Tools Setting Up a Budget OKMM Free Interactive Budget Calculator OKMM Budgeting Envelopes Budgeting Learning Module OKMM Money Minute: Budgeting	OKMM Credit Tools ID Theft Prevention Money Talks Podcast: Credit OKMM Money Minute: Credit AnnualCreditReport.com	OKMM Debt Tools Debt Snowball Ask OKMM: Debt Management Auto Loans 101 Learning Module GreenPath Financial Wellness How Long Before My Credit Card is Paid Off?
Saving	Paying for College	Additional Resources
OKMM Saving Tools Saving & Banking Learning Module Setting Goals Savings Growth Chart Retirement Planning Money Talks Podcast: Savings Savvy Federal Reserve Bank: Building Wealth	OKMM Student Loan Tools Student Loan Management Borrow Smart From the Start   OKMM College Planning Tools Preparing for College Ready Set Repay: Best Way to Pay	Oklahoma Money Matters Resources Money Talks Podcasts OKMM Videos Learning Modules Taxes Publications Resource Clearinghouse

Oklahoma Money Matters (OKMM) is a personal finance education program that helps K-12 schools, higher education campuses, businesses and community partners develop or expand educational services that empower Oklahomans to make positive financial choices. Learn more and access resources at OklahomaMoneyMatters.org.

Powerful Things to Know and Do

1. Sort Out Your Values
2. Establish Realistic Goals
3. Determine Your Monthly Net Income
4. List Your Monthly Expenses
5. List All of Your Debts
6. Write Down Your Daily Expenditures for One Month
7. Look at Your Credit Report
8. Set Up a Spending Plan
9. Begin Saving Now