About This Career

Enforces or ensures compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

This career is part of the Government and Public Administration cluster Governance pathway.

A person in this career:

• Directs and participates in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
• Recommends actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
• Prepares reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
• Resolves problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
• Investigates activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.
• Reviews balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.
• Plans, supervises, and reviews work of assigned subordinates.
• Reviews audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.
• Examines the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.
• Trains other examiners in the financial examination process.

Working Conditions and Physical Demands

People who do this job report that:

• You would sit most of the time. There's some walking and standing. You may have to lift and carry things like books, papers or tools weighing 10 lbs. or less.
• Work in this occupation requires being inside most of the time
• Work in this occupation involves sitting more than one-third of the time

Working in this career involves (physical activities):

• Seeing clearly up close
• Speaking clearly enough to be able to be understood by others
• Identifying and understanding the speech of another person

Work Hours and Travel

• Irregular hours
• Overnight travel